Monthly interest can be a huge expense for those with a large debt.
每月如果你有大量负债的话肯定会产生巨大的利息。
Making only a minimum payment means the monthly interest eats up most of your payment.
保底消费就意味着你每月的大部分消费都是用来支付利息的。
Monthly interest payments can add up to hundreds of dollars over the course of a year.
在一年的时间里,每月支付的利息加起来可达数百美元。
If you do it in monthly terms your interest rate is r/12 because there are twelve months in a year.
如果是每月还款那么月利率是r/12,因为一年有12个月
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